Brian Laraway, President of the Rotary Club of Austintown and partner with Bury Financial Group located at 20 E. McKinley Way in Poland described some basic steps to stay out of financial trouble in these unstable times.He feels that weve gotten away from what works and its time to get back to basics. His first rule is to setup a Budget and Emergency fund. Having a meeting with your family and go over expenses. A three to six month cash reserve is the best way to make sure fundsare available should there be a downturn in family income. Try to take care of the bills with the highest interest rate first and reduce them as much as possible. Then go after the smaller bills to help build momentum and a feeling that you are at last getting somewhere. These and many other tips are available from Brian. For more information you can call him at 330-757-1992.Shown in picture: Kelly Kiraly, Brian Laraway and Todd Bury
The meeting was called to order by President Brian Laraway, with invocation and pledge by Toby Mirto.
VISITORS: Todd Bury, Kelly Kiraly and Judy Cebriak.
SONGLEADER: Melissa led us in "Smile" an old standby which we've mastered!!
Interesting Tidbits: Gary Reel did a cute "joke of the day" about a dead duckie. Very clean. Very well-performed.
Melissa passed on a word of thanks from Hope House. Large bags of candy were presented to the kids from our Club and our Interact kids.
Mike Sciortino commented on the dictionaries he passed out at St. Christines, which was his alma mater. They all signed a placemat of thank-yous to give back to our club in appreciation.
Woodside Reads Project (for which we won an award) begins December 2.
ANNOUNCEMENTS:
* DUES: Please contact Brian Frederick about the new quarter coming up. He will arrange for members to pay as you go.This is OPTIONAL and will be effective as of January 1 for those who are interested. Otherwise, you will be billed as usual. Call Brian if you select the option to pay as you go only.
* PUB OF THE MONTH: November 21 7 P.M. at Pacentrano. $8.00 per person; six local clubs participating. It's a nice time for fellowship and you're free to bring a guest.
* NOVEMBER 18: Board Meeting, Wednesday at Lucianno's at 7:30 AM.
* DECEMBER 3: OUR own Pub of the Month at 6 PM 5th Season on Mahoning Avenue. Bring your family or visitors and friends.
* DECEMBER 5: Interact Students will be ringing bells.
* DECEMBER 11: Christmas Party. Signup will be passed around. We are again asking for you to bring a gift, unwrapped please for the Akron Children's Hospital. If they need batteries, please also include them.
* DECEMBER 12: We will be ringing bells at Santisi's (thanks Frank).
* DECEMBER 14: No Meeting
* DECEMBER 28 No Meeting (This is Rescue Mission night. Hillary will check to see if interested parties still want to do it or postpone).
* JANUARY 27: Jean Irwin, Educator of Deaf Children will be the speaker at a 6 club meeting to be held at noon at the Holiday Inn in Boardman. Our club was asked to do the PR on this event. Info will be coming in.
* JANUARY 25 - NO MEETING (none of the other clubs are having a meeting that week due to the January 27 event.)
* JANUARY 27 - Jean Irwin from Reno will speak to the 6 clubs held at Holiday Inn.
* Chuck Baker asked all Past-Presidents to stay after next week's meeting for officer nominations.
* Makeups can be done on-line. You must stay on the site for 1/2 hour to qualify.
ROTARY MINUTE: Bruce Laraway on International. "Peace Thru Education" Rotary has given over $1 billion in grants for International Scholarships over the years with over 1,000 awards given around the world.
FELLOWSHIP: Robin fined anyone who did not rake leaves over the weekend. EVERYONE must have raked...no $$$
RAFFLE: Hillary won the little one but missed the biggie.
PROGRAM: Brian Laraway presents "Laraway's Basic Plan" for Economic Survival to his Austintown Rotary Club Brian Laraway, President of the Rotary Club of Austintown and partner with Bury Financial Group located in Poland described some basic steps to stay out of financial trouble in these unstable times.He feels that we've gotten away from what works and it's time to get back to basics.
His first rule is to setup a Budget and Emergency fund. Having a meeting with your family and go over expenses. A three to six month cash reserve is the best way to make sure funds are available should there be a downturn in family income.
Try to take care of the bills with the highest interest rate first and reduce them as much as possible. Then go after the smaller bills to help build momentum and a feeling that you are at last getting somewhere.
Shown in picture: Kelly Kiraly, Brian Laraway and Tod Bury.
Toby gave us the quote of the day:"If your actions inspire others to dream more, learn more, do more and becomemore, you are a leader.
John Quincy Adams
VISITORS: Todd Bury, Kelly Kiraly and Judy Cebriak.
SONGLEADER: Melissa led us in "Smile" an old standby which we've mastered!!
Interesting Tidbits: Gary Reel did a cute "joke of the day" about a dead duckie. Very clean. Very well-performed.
Melissa passed on a word of thanks from Hope House. Large bags of candy were presented to the kids from our Club and our Interact kids.
Mike Sciortino commented on the dictionaries he passed out at St. Christines, which was his alma mater. They all signed a placemat of thank-yous to give back to our club in appreciation.
Woodside Reads Project (for which we won an award) begins December 2.
ANNOUNCEMENTS:
* DUES: Please contact Brian Frederick about the new quarter coming up. He will arrange for members to pay as you go.This is OPTIONAL and will be effective as of January 1 for those who are interested. Otherwise, you will be billed as usual. Call Brian if you select the option to pay as you go only.
* PUB OF THE MONTH: November 21 7 P.M. at Pacentrano. $8.00 per person; six local clubs participating. It's a nice time for fellowship and you're free to bring a guest.
* NOVEMBER 18: Board Meeting, Wednesday at Lucianno's at 7:30 AM.
* DECEMBER 3: OUR own Pub of the Month at 6 PM 5th Season on Mahoning Avenue. Bring your family or visitors and friends.
* DECEMBER 5: Interact Students will be ringing bells.
* DECEMBER 11: Christmas Party. Signup will be passed around. We are again asking for you to bring a gift, unwrapped please for the Akron Children's Hospital. If they need batteries, please also include them.
* DECEMBER 12: We will be ringing bells at Santisi's (thanks Frank).
* DECEMBER 14: No Meeting
* DECEMBER 28 No Meeting (This is Rescue Mission night. Hillary will check to see if interested parties still want to do it or postpone).
* JANUARY 27: Jean Irwin, Educator of Deaf Children will be the speaker at a 6 club meeting to be held at noon at the Holiday Inn in Boardman. Our club was asked to do the PR on this event. Info will be coming in.
* JANUARY 25 - NO MEETING (none of the other clubs are having a meeting that week due to the January 27 event.)
* JANUARY 27 - Jean Irwin from Reno will speak to the 6 clubs held at Holiday Inn.
* Chuck Baker asked all Past-Presidents to stay after next week's meeting for officer nominations.
* Makeups can be done on-line. You must stay on the site for 1/2 hour to qualify.
ROTARY MINUTE: Bruce Laraway on International. "Peace Thru Education" Rotary has given over $1 billion in grants for International Scholarships over the years with over 1,000 awards given around the world.
FELLOWSHIP: Robin fined anyone who did not rake leaves over the weekend. EVERYONE must have raked...no $$$
RAFFLE: Hillary won the little one but missed the biggie.
PROGRAM: Brian Laraway presents "Laraway's Basic Plan" for Economic Survival to his Austintown Rotary Club Brian Laraway, President of the Rotary Club of Austintown and partner with Bury Financial Group located in Poland described some basic steps to stay out of financial trouble in these unstable times.He feels that we've gotten away from what works and it's time to get back to basics.
His first rule is to setup a Budget and Emergency fund. Having a meeting with your family and go over expenses. A three to six month cash reserve is the best way to make sure funds are available should there be a downturn in family income.
Try to take care of the bills with the highest interest rate first and reduce them as much as possible. Then go after the smaller bills to help build momentum and a feeling that you are at last getting somewhere.
Shown in picture: Kelly Kiraly, Brian Laraway and Tod Bury.
Toby gave us the quote of the day:"If your actions inspire others to dream more, learn more, do more and becomemore, you are a leader.
John Quincy Adams